Appartement 2 pièces - 38m² - Centre ville de Montluçon
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bathrooms
1
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area
38 m2
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bedrooms
1
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land
242 m2
Presentation of the property : Apartment 2 rooms for sale in MONTLUCON
Au 3ème étage d'une résidence avec ascenseur, il se compose d'une entrée avec placard, d'un séjour, d'une chambre, d'une cuisine indépendante (ouverture possible sur séjour), ainsi que d'une salle d'eau avec wc. Une cave privative complète le bien.
L'appartement nécessite des travaux de rénovation (fenêtres, porte d'entrée et rafraîchissement), offrant ainsi l'opportunité de le repenser selon vos goûts et vos besoins.
Chauffage collectif au fioul (avec répartiteurs individuels) - syndic professionnel.
Taxe foncière : environ 860€.
Charges annuelles : 1920€ (dont 1460€ récupérables si investissement locatif).
Un bien idéal pour un premier achat ou un pied-à-terre en centre ville. Photos supplémentaires et visite virtuelle disponible sur demande. Nombre de lots de la copropriété : 42, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 1921€ soit 160€ par mois. Les honoraires sont à la charge du vendeur.
Logement à consommation énergétique excessive : classe F
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°834 219 990 - Greffe de MONTLUCON) Aurélien MISSIOUX Entrepreneur Individuel 06 80 74 03 51 - Réf.931962
Fees payable by the seller
Features of this property :
| 340 939 596 831 | |
| 1 | |
| 2 | |
| 38 m² | |
| 38,21 m² | |
| 242 m² | |
| 1 | |
| 8 | |
| 3 | |
| 1965 | |
| yes |
| Fuel | |
| yes | |
| yes |
| 24 000 € | |
| 859 € |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
Find out the market price of your property
