Appartement en VIAGER Occupé à ROANNE (42)

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ROANNE 42300

Appartement en VIAGER Occupé à ROANNE (42)

bathrooms
1
area
91 m2
bedrooms
2

43 700€

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Presentation of the property : Apartment 4 rooms for sale in ROANNE

Roanne (42300)

Appartement en VIAGER occupé.

Actuellement habité par une dame de 79 ans.

La valeur de l'appartement est de 130 000 €

- Bouquet FAI de 43 700 euros

- Rentes mensuelles de 305.05 euros.

- FRAIS de NOTAIRE Réduit

Une belle opportunité d'investissement à saisir. Un placement

gagnant-gagnant !

Tout est rassurant pour se projeter sereinement vers sa future retraite

et/ou pour protéger ses proches

Cet appartement de type T 4, d'une superficie de 91,41 m², est situé au 3ème/9 étages avec ascenseur dans la Résidence "Le Mogador", l'une des plus prisées de Roanne.

Il comprend un spacieux salon-salle à manger de 29 m² et deux chambres, toutes baignées de lumière et donnant sur de larges balcons orientés à l'est et à l'ouest. En outre, il dispose d'une cave de 9 m² et d'un garage de 13,8 m².

La résidence est sécurisée, avec un gardien et un parc privé.

Elle a bénéficié de travaux :

- Chaudière collective au gaz à condensation remplacée en 2008

- Étanchéité de la toiture terrasse en 2019

- Réfection de la façade Sud et des balcons en 2021

L'emplacement est paisible tout en étant à proximité de l'hypercentre de Roanne.

- Arrêt de bus au pied de l'immeuble

- Gare SNCF à 8 min à pied

- Petit commerce de proximité à 3 min à pied

N'hésitez pas à me contacter.

Nombre de lots de la copropriété : 174, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 3636€ soit 303€ par mois. Les honoraires sont à la charge du vendeur.

Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°883 396 269 - Greffe de ROANNE) Anthony BERTHOUX Entrepreneur Individuel 06 25 50 39 79 - Réf.913064

Additional information :

Total price including fees 43 700 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : Apartment 91 m2 for sale in ROANNE

42300 ROANNE

Features of this property :

Information

#id	340 932 943 232
Nb of bedroom(s)	2
Nb of room(s)	4
Surface area	91 m²
Surface area Carrez Law	91,41 m²
Salle de bain / eau	1
Floors	9
Floor	3
Construction date	1977

Other informations

Heatings	Gas
balcony	yes
Lift	yes
Garage	yes
Cellar	yes

Financial

Agency fees included price	43 700 €
Annual property tax	1 500 €
State	Occupied
Annuitants	1
Annuitant Age 1	79

43700

Diagnostics

Estimated annual energy costs of the property

Between 1460 € and 2000 € by year

Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

Anthony BERTHOUX

Mably

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FAQ

The Capifrance team answers your frequently asked questions:

How to finance the purchase of a property?

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

What are the costs associated with purchasing a property?

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

What is the difference between a sales agreement and a sales promise?

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

What are the steps to make a real estate purchase offer?

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

Appartement en VIAGER Occupé à ROANNE (42)

Presentation of the property : Apartment 4 rooms for sale in ROANNE

Features of this property :

Capifrance advisor in charge of this property

Real Estate Daily

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