Occupied life annuity 1-bedroom flat in SEYNE (04140) – single life
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bathrooms
1
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area
46 m2
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bedrooms
1
Presentation of the property : Apartment 2 rooms for sale in SEYNE
Occupied life annuity, single life (74-year-old seller)
Financial terms: lump sum (“bouquet”) of €9,250 and a monthly annuity of €300
In the heart of the Blanche valley, in a character village perched at 1,260 m above sea level, I am pleased to offer this 1-bedroom apartment sold as an occupied life annuity. The property is in very good overall condition, in a well-maintained residence, just a short walk from shops and the village centre, with breathtaking, unobstructed views of the surrounding mountains.
The living area consists of a bright lounge with an open-plan kitchen and dining area, facing East / South-East, opening onto an adjoining balcony of around 9 m², ideal for enjoying the sunshine and the uninterrupted views over the surrounding peaks.
The bathroom of approx. 5 m² (with WC) is practical and functional, and completes this area.
The night area offers a 13 m² bedroom.
The apartment is in very good condition and has been perfectly maintained, with no work required.
SURROUNDINGS & RENTAL POTENTIAL
The apartment enjoys a prime location: all amenities are within walking distance – bakery, grocery store, butcher/deli, café-bar, restaurants, pharmacy…
Healthcare: fully equipped medical centre (doctors, dentists, nurses, physiotherapists, podiatrist) and the local Vallée de la Blanche hospital.
Schools in the village contribute to a lively, year-round local community.
For mountain lovers and investors alike, the apartment is just a few minutes from several ski resorts:
Le Grand Puy (Seyne)
Chabanon – Selonnet (approx. 5 km)
Montclar Les 2 Vallées (approx. 7 km)
And a little further away, the Val d’Allos – La Foux and Le Seignus ski areas (approx. 20 km).
This is a highly sought-after four-season area, renowned for downhill and cross-country skiing, hiking, mountain biking and outdoor activities, but also for its quality of life and the presence of medical facilities and services.
A solid, optimised long-term investment in a village that is lively all year round, with strong potential as a pied-à-terre and for seasonal rentals, both in winter and in summer.
Nombre de lots de la copropriété : 6, Montant moyen annuel de la quote-part de charges (budget prévisionnel) : 192€ soit 16€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 10,00% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°883 357 725 - Greffe de MANOSQUE) Thomas ALEMANY Entrepreneur Individuel 06 87 33 41 98 - Réf.930308
Price excluding fees 9 250 €
Fees payable by the buyer are 10% all taxes included
Features of this property :
| 340 938 705 450 | |
| 1 | |
| 2 | |
| 46 m² | |
| 45,59 m² | |
| 1 | |
| 3 | |
| 3 | |
| 1970 | |
| East |
| Electric | |
| yes |
| 9 250 € | |
| 270 € | |
| Occupied | |
| 1 | |
| 74 |
Average energy prices indexed on 2021, 2022, 2023 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
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