Appartement à vendre 2 pièces VICHY (03) + cave et garage
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bathrooms
1
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area
44 m2
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bedrooms
1
Presentation of the property : Apartment 2 rooms for sale in VICHY
Je vous invite à découvrir cet appartement situé au 2ème étage sans ascenseur, au calme dans une petite copropriété sécurisée et très bien entretenue.
Ses 43.78 m² sont judicieusement répartis pour vous offrir une entrée avec grand placard, un salon avec balcon, une cuisine aménagée, une chambre avec placard/dressing, une salle de bains et des WC séparés.
Une grande cave et un garage fermé (porte manuelle) complètent ce bien.
Informations complémentaires :
- Faibles charges de copropriété,
- Chauffage individuel Gaz de Ville,
- Chaudière Saunier Duval,
- Double vitrage / volets roulants motorisés,
- Store banne,
- Cuisine SCHMIDT.
Contactez-moi pour le visiter. Nombre de lots de la copropriété : 40, Montant moyen annuel de la quote-part de charges (budget prévisionnel)(Entretien et électricité des communs - entretien des espaces verts / eau froide / syndic) : 805€ soit 67€ par mois. Les honoraires d'agence sont à la charge de l'acquéreur, soit 8,70% TTC du prix hors honoraires.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°821 544 798 - Greffe de CUSSET) Christine CHABROUD-LEBRE Entrepreneur Individuel 06 36 91 21 19 - Réf.921752
Features of this property :
| 340 933 170 895 | |
| 1 | |
| 2 | |
| 44 m² | |
| 43,78 m² | |
| 1 | |
| 3 | |
| 2 |
| Gas | |
| yes | |
| yes | |
| yes |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
Find out the market price of your property