VICHY (03) - For sale - Penthouse apartment - 5 rooms + enclosed garage

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VICHY 03200

VICHY (03) - For sale - Penthouse apartment - 5 rooms + enclosed garage

bathrooms
2
area
128 m2
bedrooms
3

441 000€

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Presentation of the property : Apartment 5 rooms for sale in VICHY

VICHY (03) - Rare find – Top floor with terrace - Elevator – Private garage. In the heart of Vichy, a UNESCO World Heritage city, within a small, impeccably maintained and fully secured residence, I exclusively offer a 128 sq m (1,378 sq ft) apartment on the 3rd and top floor with elevator access, boasting unobstructed views and abundant natural light. The apartment features a spacious living area of over 50 sq m (538 sq ft) with a fitted kitchen, three bedrooms (one with an en-suite shower room), a bathroom with WC, a guest WC with washbasin, and ample storage. A 12.40 sq m (134 sq ft) west-facing terrace, accessible from the living room, perfectly complements the property. It also includes a private garage with an automatic door and a vaulted cellar. Individual gas central heating. Detailed information available upon request by telephone. Number of units in the condominium: 15. Average annual share of expenses (estimated budget) (maintenance and electricity of common areas, maintenance of green spaces, management fees): €2,904, or €242 per month. The fees are payable by the seller.
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.

** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!

Additional information :

Total price including fees 441 000 €
Fees payable by the seller

To view the fee schedule : click here

Location of the property : Apartment 128 m2 for sale in VICHY

03200 VICHY

Features of this property :

Information

#id	340 934 868 972
Nb of bedroom(s)	3
Nb of room(s)	5
Surface area	128 m²
Surface area Carrez Law	128 m²
Salle de bain / eau	2
Floors	3
Floor	3
Exposure	North West

Other informations

Heatings	Gas
Lift	yes
Garage	yes
Cellar	yes

Financial

Agency fees included price	441 000 €
Annual property tax	2 327 €

441000

Diagnostics

Estimated annual energy costs of the property

Between 1640 € and 2250 € by year

Estimated amount of annual energy expenditure for standard use : in the form of a range with indication of the range

Average energy prices indexed as of January 1, 2021 (subscriptions included)

Capifrance advisor in charge of this property

Christine CHABROUD-LEBRE

Vichy

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FAQ

The Capifrance team answers your frequently asked questions:

How to finance the purchase of a property?

To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.

What are the costs associated with purchasing a property?

In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.

What is the difference between a sales agreement and a sales promise?

The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.

What are the steps to make a real estate purchase offer?

. Contact a Real Estate Advisor
Express your interest in the property for sale.

. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).

. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.

. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.

These steps will help you secure and successfully complete your real estate purchase.

VICHY (03) - For sale - Penthouse apartment - 5 rooms + enclosed garage

Presentation of the property : Apartment 5 rooms for sale in VICHY

Features of this property :

Capifrance advisor in charge of this property

Real Estate Daily

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