Spacious house of 175 m2 in the heart of the village of Montsalvy – Detached garden possible
-
bathrooms
1
-
area
175 m2
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bedrooms
3
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land
195 m2
Presentation of the property : House 12 rooms for sale in MONTSALVY
Renaissance of a house, a business, a history
In the heart of the village of Montsalvy, this old bakery, built in 1837, is just waiting for a new lease of life, a new soul to bring its counter back to life or to become a residential building Behind its stone facade and its window facing the square, the house reveals a vast space to reinvent:
- A commercial premises ready to welcome again a craftsman of taste or an inspired creator, with above, a generous dwelling of more than 90 m², divided into three bright bedrooms, a vast living room/lounge, a convivial kitchen, and even an attic where the imagination will find refuge.
- or a project to shape Work will be necessary to completely transform it into a rental building but several alternatives are possible. With a sound structure and recent joinery, the main thing is there.
The revival of a local business, the creation of a gîte, an artisan workshop, or simply the revival of a place steeped in history: the possibilities are endless.
Here, Montsalvy is peaceful and welcoming. The shops, the schools, the locals... everything is simple, genuine, and warm. The house is at the heart of this village life, just a stone's throw from services and shops.
Les honoraires sont à la charge du vendeur.
Logement à consommation énergétique excessive : classe G
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Fees payable by the seller
Features of this property :
| 340 939 253 963 | |
| 3 | |
| 12 | |
| 175 m² | |
| 175 m² | |
| 195 m² | |
| 1 | |
| 1837 | |
| yes |
| Fuel | |
| yes | |
| yes |
| 66 900 € |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
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