Presentation of the property : Apartment 3 rooms for sale in LA RICAMARIE
**EXCLUSIVE** In the town of La Ricamarie, just steps from the town center and shops. Quiet neighborhood on a low-traffic street. In a small, well-maintained, 5-story building, built in 1960, comprising approximately twenty apartments, with all maintenance up to date. Ground-floor apartment (accessible to people with reduced mobility) with 2 bedrooms, a separate kitchen, and a living room. Includes a 6 m² cellar in the basement and a large, enclosed garage with an electric gate (light and outlet) opening onto the street. Central heating via gas boiler and cooktop (included in the building charges). Individual gas water heater. PVC double-glazed windows. Separate electricity meter with a 30mA residual current device. Some updating is needed. Ideal for a first-time buyer or rental investment. For a complete listing with over 18 photos, search for Julien Malterre Immobilier in your browser. A virtual tour is also available on this listing; please take a look. A friendly reminder: Since the owners have chosen to work exclusively with a professional, I kindly ask you to respect their decision and refrain from contacting them directly, whether you are a private individual or a real estate professional. However, in order to fulfill the mission entrusted to me, I am fully open to collaborating with my colleagues. If you believe you have a qualified buyer for this apartment, please contact me! Are you also looking to sell your property? Apartment, house (villa, townhouse, manor house), building, estate, castle, manor, land, commercial/industrial/industrial premises, business: I am here to help you buy and sell under the best possible conditions. My area of operation covers the Loire, Haute-Loire, and Rhône departments, and beyond, depending on a preliminary assessment. Contact me to discuss your needs!
Number of units in the condominium: 20. Average annual share of condominium fees (estimated budget) (heating, cooking gas, maintenance, insurance): €1,320, or €110 per month. The agency fees are payable by the seller. Energy consumption rating: F
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
** ENGLISH SPEAKERS: please note that Capifrance has an international department that can help with translations. To see our range of 20,000 properties for sale in France, please visit our Capifrance website directly. We look forward to finding your dream home!
Additional information :
Total price including fees 45 000 €
Fees payable by the seller
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The Capifrance team answers your frequently asked questions:
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract. Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale. Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor Express your interest in the property for sale.
. Propose a Price and Purchase Conditions Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale If the offer is accepted, sign a sales agreement and verify the legal documents. Finalize your financing if necessary. Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor