Immeuble à vendre MONTLUCON (03)
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area
157 m2
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land
2049 m2
Presentation of the property : Building 8 rooms for sale in MONTLUCON
Idéalement situé, à deux pas du centre-ville et des principales zones d’activités, cet immeuble offre un potentiel exceptionnel pour un projet d’investissement locatif ou de rénovation.
Composition actuelle :
- Un studio de 27 m²
- Un appartement de 68 m² (rez-de-chaussée)
- Un appartement de 62 m² (étage)
Les deux appartements peuvent etre séparés pour créer 2 autres appartements, ce qui ferait 5 appartements en location. Ou alors on garde 1 grand en bas, 2 petits a l'étage et un studio.
Calcul de rentabilité: (avec 3 appartements et un studio)
studio 300 euros mini + grand appart 500 euros + 2 apparts moyens 750 euros = 1550/mois
Travaux environ 80 000 euros pour etre en basse consommation énergétique.
Conseil Investissement : 150 000 euros sur 15 ans, auto-financement + cash flow de 500 euros mensuel + vente du terrain 30 000
Atouts supplémentaires :
- Un terrain à bâtir de plus de 1 400 m², avec possibilité d’accès indépendant
- Fenêtres neuves en double vitrage
Un bien rare sur le marché, offrant de multiples possibilités d’aménagement et une forte valeur ajoutée à la clé.
Les honoraires sont à la charge du vendeur.
Logement à consommation énergétique excessive : classe F
Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www. georisques. gouv. fr.
Réseau Immobilier CAPIFRANCE - Votre agent commercial (RSAC N°444 718 274 - Greffe de BOURGES) Aurélie MONNERET Entrepreneur Individuel 06 26 75 03 89 - Réf.921949
Fees payable by the seller
Features of this property :
| 340 937 032 840 | |
| 8 | |
| 157 m² | |
| 2 049 m² | |
| 1930 | |
| South | |
| yes |
| yes | |
| yes |
| 68 000 € | |
| 1 800 € |
Average energy prices indexed as of January 1, 2021 (subscriptions included)
Capifrance advisor in charge of this property
To obtain a mortgage, it is necessary to compile a loan application file with a bank or a credit institution. The conditions for granting a loan generally include a personal contribution, job stability, a reasonable debt-to-income ratio, and a good repayment capacity. It is advisable to compare offers from different institutions to get the best terms.
In addition to the purchase price of the property, several additional costs should be anticipated, such as notary fees (approximately 7 to 8% of the sale price for an older property), agent fees, loan application fees, insurance, as well as potential renovation or furnishing costs.
The difference between a sales agreement and a sales promise lies mainly in the commitment of the parties and the consequences in case of non-compliance with the terms of the contract.
Sales agreement: Strong mutual commitment between both parties. If one party withdraws, the other can demand the forced execution of the property sale.
Sales promise: Unilateral commitment from the seller. The buyer has the option to purchase or not, with a reservation fee in case of non-purchase.
. Contact a Real Estate Advisor
Express your interest in the property for sale.
. Propose a Price and Purchase Conditions
Indicate the offered price and conditions (timeline, contingencies, etc.).
. Wait for the Seller's Response
The seller can accept, reject, or propose a counteroffer.
. Formalize the Sale
If the offer is accepted, sign a sales agreement and verify the legal documents.
Finalize your financing if necessary.
Sign the deed of sale at the notary's office to officially become the owner.
These steps will help you secure and successfully complete your real estate purchase.
Do you need advice for your real estate project? Contact a Capifrance advisor
Find out the market price of your property